Saturday, January 25, 2014
Debt Free At Last
The unbelievable happened this month. I became debt free for the first time in my life since my late teens. My adult life has always involved debt in some form. Either I owed my parents money or my student loans or my credit card. There was always something and I didn't make enough money to make things balance out. Last October, was the 10 yr mark from when I filed Ch 7 bankruptcy. In 10 yrs, I managed to completely regain my credit and finally undo all the dumb mistakes that I made in my 20s and late teens. And now finally I get to experience what its like not to owe anyone anything. It's a bit unreal and will probably take some time to really sink in. I can finally save money now. I used to save money and then transfer it to my American account. This is what I've been doing since I moved to Thailand. Before coming here, I always felt like I need to make sure I had enough enough money for my debt. After filing bankruptcy, I had to work really hard to regain my credit rating because things like that can really follow you around for years. I'm so thankful for the people who helped guide me to make better financial choices. The people who put up with my bad choices and then pointed me in the direction of the right ones. And I'm so thankful that they all had God to guide their wonderful advice. And now, I might be in my 40s but now I'm free.
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